Life Expectancy Calculator

Calculate life expectancy based on age, gender, lifestyle factors, and health metrics. Uses actuarial science principles.

Current Age

Gender

Smoker

BMI

Weekly Exercise Hours

Family History of Early Death

Tab to move between fields

Life Expectancy

78 years

Remaining Years

48 years

Base Expectancy76 years

Smoking Impact0 years

BMI Impact0 years

Exercise Impact2 years

How to Use This Calculator

Enter the individual's current age.
Select sex (mortality tables differ by sex in most jurisdictions).
Choose the applicable mortality table (e.g., 2017 CSO, VBT 2015).
Review the period and cohort life expectancy.
Use life expectancy in product pricing, pension valuation, and estate planning analysis.

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Formula

Life Expectancy = Base + Age Adjustment + Lifestyle Factors

Calculate mortality rates, death probabilities, and survival probabilities using actuarial methods.

Calculate life insurance premiums using actuarial principles. Factors in age, gender, health status, and risk factors.

Calculate pension benefits, present value, and retirement income using actuarial methods.

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