Jewelry Appraisal Calculator

Estimate jewelry value including metal value, gemstone value, and craftsmanship premium for retail, insurance, and resale purposes.

Metal Type

Metal Weight

grams

Stone Type

Stone Carats

Stone Quality

Craftsmanship

Tab to move between fields

Retail Value

$3,738

Insurance Value$4,485

Resale Value$1,495

Melt/Scrap Value$375

Metal Value$375

Stone Value$2,500

Craft Premium30%

How to Use This Calculator

Select Metal Type (14K gold, 18K gold, sterling silver, platinum) and enter Metal Weight in grams.
Set Stone Type (none, diamond, sapphire, ruby, emerald) and Stone Carats.
Set Stone Quality (1=commercial to 4=exceptional) and Craftsmanship level.
Review Retail Value — the replacement cost at retail.
Check Insurance Value — typically 10–20% above retail for scheduled coverage.
Compare Resale Value and Melt/Scrap Value for realistic sale expectations.

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