Loans & Debt
Tools to understand borrowing costs, compare loans, and plan debt payoff.
Mortgage Calculator
Calculate your monthly mortgage payment, total interest, and view a full amortization schedule. Compare different loan terms and interest rates.
Auto Loan Calculator
Calculate your monthly car payment, total interest, and view a full repayment schedule. Includes sales tax and trade-in value.
Credit Card Payoff Calculator
See how long it takes to pay off your credit card and how much interest you'll pay. Compare different payment strategies.
Personal Loan Calculator
Calculate monthly payments and total interest for a personal loan. Compare different rates and terms to find the best deal.
Debt-to-Income Ratio Calculator
Calculate your debt-to-income (DTI) ratio to understand your borrowing capacity. Lenders use DTI to determine mortgage and loan eligibility.
Student Loan Repayment Calculator
Calculate your student loan monthly payment, total interest, and payoff timeline. See how extra payments accelerate payoff.
Debt Snowball Calculator
Compare debt snowball vs avalanche payoff strategies. See which method saves more money and how long payoff takes.
Refinance Calculator
Compare your current loan to a refinanced loan. See monthly savings, total interest savings, and break-even point.
Debt Avalanche Calculator
Calculate how long it takes to pay off multiple debts using the avalanche method (paying highest interest first). Compare total interest paid and time to freedom.
Loan-to-Value Ratio Calculator
Calculate your loan-to-value (LTV) ratio for mortgages and loans. Understand your equity and risk level.
Loan Comparison Calculator
Compare two loans side-by-side. See monthly payments, total cost, and interest differences to choose the best option.
Debt Consolidation Calculator
Calculate if debt consolidation saves money. Compare current debt payments with a consolidated loan to see monthly savings and total cost.
Amortization Schedule Calculator
Calculate loan amortization schedule. See principal and interest breakdown for any payment, remaining balance, and total interest.
Loan Payoff Time Calculator
Calculate how long it will take to pay off a loan with fixed monthly payments. See total interest and payoff schedule.
Early Payoff Savings Calculator
Calculate interest savings from paying off a loan early. Compare different loan terms and see how much you save.
Complete Debt Payoff Calculator
Snowball vs Avalanche, consolidation analysis, debt-free date
Complete Mortgage Calculator
Payment, affordability, rent vs buy, refinance, amortization
APR Calculator
Calculate the Annual Percentage Rate (APR) for a loan including all fees and costs. Compare the true cost of different loan offers.
FHA Loan Calculator
Calculate FHA loan payments including mortgage insurance premium (MIP). See upfront and annual MIP costs for FHA-backed mortgages.
VA Mortgage Calculator
Calculate VA loan payments with funding fee. VA loans require no PMI and offer competitive rates for eligible veterans and service members.
HELOC Calculator
Calculate your Home Equity Line of Credit (HELOC) available credit and payments. See how much you can borrow against your home equity.