Accident Surcharge Calculator
Calculate how much your auto insurance premium increases after an at-fault accident and the total cost over the surcharge period.
Financial Disclaimer
This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.
Inputs
Results
New Annual Premium
$2,430
Total Surcharge Cost
$1,890
How to Use This Calculator
- Enter your Current Annual Premium before the accident.
- Set the Number of At-Fault Accidents and their Accident Severity.
- Enter how many Years Surcharge Stays on your record (typically 3–5 years).
- Indicate whether your policy includes Accident Forgiveness.
- Review the New Annual Premium, Annual Surcharge Amount, and Total Surcharge Cost over the full surcharge period.
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