Aircraft Lease vs Buy Calculator
Compare the total cost of leasing vs purchasing an aircraft. Factor in loan terms, residual value, and usage hours to find the best option.
Total Lease Cost
$240,000
Net Ownership Cost
$109,836.9
Inputs
Comparison
Monthly Lease Payment
$2,000
Monthly lease amount.
Monthly Ownership Cost
$915.31
Net monthly cost of ownership.
Annual Usage Hours
100
Your planned annual flight hours.
Recommendation (1=Buy, 2=Lease)
1
1 means buying is cheaper; 2 means leasing is cheaper.
Cost Breakdown
How to Use This Calculator
- Enter the aircraft purchase price ($) and financing terms (interest rate and loan term in years).
- Set the monthly lease rate ($) for the comparable leased aircraft.
- Enter annual usage hours and expected residual value at the end of the term.
- Review total lease cost vs. net ownership cost over the full term.
- Check the break-even annual usage hours — above that threshold, ownership typically wins.
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