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Calcimator

Business Interruption Coverage Calculator

Calculate the appropriate business interruption insurance coverage based on revenue, profit margin, and expected recovery timeline.

Inputs

$
$
%
months
$
days

Results

Recommended Coverage

$456,666.67

Projected Lost Profit$200,000.00
Continuing Fixed Expenses$210,000.00
Monthly Revenue at Risk$83,333.33
Estimated Monthly Premium$1,141.67
Estimated Annual Premium$13,700.00
How to Use This Calculator
  1. Enter your average monthly revenue.
  2. Input your fixed monthly operating expenses (rent, payroll, utilities).
  3. Set the estimated restoration period in months.
  4. Review the recommended monthly indemnity limit and total coverage needed.
  5. Ensure the waiting period and coverage period in the policy match your risk tolerance.
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