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Calcimator

Business Interruption Coverage Calculator

Calculate the appropriate business interruption insurance coverage based on revenue, profit margin, and expected recovery timeline.

Inputs

$
$
%
months
$
days

Results

Recommended Coverage

$456,666.67

Projected Lost Profit$200,000
Continuing Fixed Expenses$210,000
Monthly Revenue at Risk$83,333.33
Estimated Monthly Premium$1,141.67
Estimated Annual Premium$13,700
How to Use This Calculator
  1. Enter your average monthly revenue.
  2. Input your fixed monthly operating expenses (rent, payroll, utilities).
  3. Set the estimated restoration period in months.
  4. Review the recommended monthly indemnity limit and total coverage needed.
  5. Ensure the waiting period and coverage period in the policy match your risk tolerance.
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