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Calcimator

Marine Insurance Premium Calculator

Estimate hull and P&I insurance premiums from vessel value, age, and trade area risk.

Inputs

$
years
% of value

Results

Total Annual Premium

$50,472

Hull & Machinery$34,560
P&I Premium$9,000
Loss of Hire$6,912
Effective Rate1.01%
Deductible Amount$100,000
How to Use This Calculator
  1. Enter the vessel's insured value in dollars and the vessel age in years.
  2. Select the trade area risk level: low (coastwise), medium (ocean), or high (war zone/ice/piracy).
  3. Choose the claims history: clean, minor claims, or major claims.
  4. Set the deductible as a percentage of vessel value.
  5. Review the total annual premium broken down into hull & machinery and P&I components.
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