Equine Insurance Calculator

Coverage and premium from horse value and use.

Horse value ($)

Horse age (years)

Use (0=pleasure, 1=training, 2=competition, 3=breeding)

Mortality coverage (0 or 1)

Major medical (0 or 1)

Surgical coverage limit ($)

Tab to move between fields

Annual premium ($)

$1,350.00

Mortality premium ($)$900.00

Medical premium ($)$225.00

Monthly cost ($)$112.50

How to Use This Calculator

Enter the Horse Value ($) — use a current appraisal or purchase price.
Input Horse Age (years) — premiums increase significantly above age 15.
Select Use (Pleasure, Training, Competition, or Breeding).
Toggle Mortality Coverage, Major Medical, and set Surgical Coverage Limit ($).
Review Annual Premium ($) to compare quotes from multiple equine insurance providers.

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