Expense Analysis
Expense analysis calculators — audit subscriptions, track cost-per-use, detect lifestyle inflation, and optimize spending.
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Subscription Audit Calculator
Total up all your recurring subscriptions to see the true annual cost and how many work hours they consume each month.
Cost Per Use Calculator
Divide the total cost of a purchase by expected uses to find the true cost per use and whether it is a good value.
Lifestyle Inflation Detector
Compare your income, expenses, and savings across two time periods to detect lifestyle inflation and its long-term wealth impact.
Impulse Purchase Impact Calculator
See the long-term investment opportunity cost of impulse spending. Discover what your weekly splurges could grow to if invested instead.
Daily Latte Factor Calculator
See how small daily expenses compound over time. Compare cumulative spending to what you could earn by investing the same amount.
Grocery Budget Optimizer
Compare the per-meal cost of groceries vs dining out and see how much you could save by cooking more meals at home.
Transportation True Cost Calculator
Compare the total monthly cost of owning a car vs public transit, rideshare, and biking to find the cheapest option.
Housing Cost Ratio Calculator
Calculate all-in housing costs as a percentage of income and see whether you meet the 30% rule for affordable housing.
Childcare Budget Planner
Calculate total childcare costs including daycare, activities, and supplies. See what percentage of income goes to childcare.
Entertainment Budget Analyzer
Categorize and total your entertainment spending. See what percentage of income goes to fun and how it compares to recommended limits.
Utility Cost Forecaster
Project your utility bills over the next 5 years based on annual rate increases. See total costs and potential savings from reduction.
Insurance Premium Optimizer
Compare total expected costs at different premium and deductible levels. Find the break-even point for switching plans.
Dining Out Budget Calculator
Track restaurant spending including food, tips, drinks, and delivery fees. See your true annual dining cost.
Gift Budget Planner
Plan annual gift spending across all occasions. Calculate how much to set aside each month so gifts never bust your budget.
Clothing Cost Per Wear Calculator
Calculate the true value of clothing by dividing total cost by expected wears. Higher-quality items often cost less per wear.
Streaming Bundle
Compare à la carte streamers vs a bundle price.
Subscription Audit
Sum up to six monthly subscriptions to annual cost.