Skip to main content
Calcimator

Pet Insurance Cost Calculator

Estimate monthly pet insurance premiums based on pet type, age, breed, coverage level, and deductible.

Inputs

years
$
%

Results

Monthly Premium

$35.00

≈ 7 cups of coffee

Annual Premium$420.00
Estimated Lifetime Cost$4,620.00
Claims to Break Even1/year
Avg Emergency Vet Bill$3,500.00
How to Use This Calculator
  1. Enter Pet Type, Dog, and Cat.
  2. Set Pet Age, Breed Size, and Small (< 20 lbs).
  3. Adjust Medium (20-50 lbs), Large (50-90 lbs) as needed.
  4. Review the Monthly Premium ($) result.
  5. Use Annual Premium ($) and Estimated Lifetime Cost ($) to inform your decision.

How the result changes with Pet Age

Pet AgeMonthly Premium
2$35.00
7$59.50
13$77.00
18$77.00

What each input means

Pet Type
Type of pet.

How this is calculated

Worked example, using the default values

  1. Identify Input Parameters
    4 parameters
    Pet Type = 0, Pet Age = 3, Breed Size = 1, Coverage Level = 1 = 6 input(s) provided
  2. Calculate Monthly Premium
    Monthly Premium
    35 = $35
  3. Calculate Annual Premium
    Annual Premium
    420 = $420
  4. Calculate Estimated Lifetime Cost
    Estimated Lifetime Cost
    4620 = $4,620

The questions that sit next to this one — chosen by subject, including calculators filed under a different category.

More in Family, Parenting & Pets.