College Savings Gap Calculator
Project your 529 plan balance against future college costs (with inflation) and see if there is a gap. Get the adjusted monthly contribution needed to close it.
Financial Disclaimer
This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.
Inputs
Results
Projected Total College Cost
$203,184.59
How to Use This Calculator
- Enter your child's current age and the age they will start college.
- Enter the current annual college cost (tuition, room, and board) — costs will be projected forward.
- Set the number of years of college to fund (4 for a bachelor's degree).
- Enter your current 529 plan balance and monthly contribution.
- Set the expected annual return on 529 investments.
- Review the projected total college cost, projected 529 balance, and whether you have a gap or surplus — plus the monthly contribution needed to close any gap.
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