Banking-as-a-Service Cost Calculator

BaaS platform cost from features and user volume.

Platform base fee ($/mo)

Active accounts

Per-account fee ($/mo)

Monthly transactions

Per-transaction fee ($)

New accounts/month

KYC cost per account ($)

Compliance overhead (%)

Tab to move between fields

Total monthly BaaS cost

$12,100

Annual BaaS cost

$145,200

Cost per account ($/mo)$2.42

Cost per transaction ($)$0.24

Account fees$2,500

Transaction fees$5,000

KYC/onboarding cost$1,000

Compliance overhead$1,100

How to Use This Calculator

Enter Platform base fee ($/mo), Active accounts, and Per-account fee ($/mo).
Set Monthly transactions, Per-transaction fee ($), and New accounts/month.
Adjust KYC cost per account ($), Compliance overhead (%) as needed.
Review Total monthly BaaS cost ($) and Annual BaaS cost ($).
Use Cost per account ($/mo) ($) and Cost per transaction ($) ($) to inform your decision.

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