Buy Now Pay Later Calculator
BNPL total cost comparison: Affirm, Klarna, Afterpay.
Inputs
%
%
Results
Payment per installment
$125
Total consumer cost
$500
Effective APR (%)0%
Total interest paid$0
Total late fees$0
First payment due$125
Merchant BNPL fee$29.95
Merchant net revenue$470.05
How to Use This Calculator
- Enter Purchase price ($), Number of installments, and Annual interest rate (%).
- Set Late fee per missed ($), Expected missed payments, and Merchant discount rate (%).
- Review Payment per installment ($) and Total consumer cost ($).
- Use Effective APR (%) (%) and Total interest paid ($) to inform your decision.
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