Open Banking API Cost Calculator

API integration cost from provider and call volume.

Connected users

New connections/month

Cost per new connection ($)

Cost per active conn ($/mo)

API calls per user/mo

Cost per API call ($)

Platform fee ($/mo)

ID verifications/mo

Cost per ID verify ($)

Engineering hours/mo

Engineering rate ($/hr)

Tab to move between fields

Total monthly cost

$10,000.00

Annual cost

$120,000.00

Cost per user ($/mo)$1.00

Direct API costs$7,000.00

API call costs$1,500.00

Connection costs$3,500.00

ID verification costs$1,500.00

Engineering costs$3,000.00

Cost Per Api Call Effective$0.02

How to Use This Calculator

Enter Connected users, New connections/month, and Cost per new connection ($).
Set Cost per active conn ($/mo), API calls per user/mo, and Cost per API call ($).
Adjust Platform fee ($/mo), ID verifications/mo as needed.
Review Total monthly cost ($) and Annual cost ($).
Use Cost per user ($/mo) ($) and Direct API costs ($) to inform your decision.

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