Dollar-Cost Averaging Calculator
See how regular monthly investments grow over time with dollar-cost averaging. Compare to lump sum investing.
Inputs
$
$
years
%
Results
Portfolio Value
$294,510.21
Total Contributed$120,000
Investment Gains$174,510.21
Return on Investment145.43%
Portfolio Value
$294,510.21
How to Use This Calculator
- Start by filling in the input fields below. Results update instantly as you type, so you can experiment with different values to see how they affect the outcome.
- Monthly Investment — enter a dollar amount. Accepts values from $10 to $50,000 (default: $500).
- Initial Investment — enter a dollar amount. Accepts values from $0 to $1,000,000 (default: $0).
- Time Period — Number of years for the calculation. Accepts values from 1 years to 50 years (default: 20 years).
- Expected Annual Return — enter a percentage value. Accepts values from 0 % to 20 % (default: 8 %).
- Once all inputs are set, review your results in the Results panel. Here's what each output means:
- Portfolio Value — shown as a dollar amount. This is the primary result of this calculator.
- Total Contributed — shown as a dollar amount.
- Investment Gains — shown as a dollar amount.
- Return on Investment — shown as a numeric value.
- Scroll down to explore 2 charts (Portfolio Growth, Contributions vs Gains) for a visual breakdown of the data.
- Explore the related calculators below if you need deeper analysis or want to approach this topic from a different angle.
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