Future Value Calculator
Calculate the future value of a lump sum investment with compound interest. See how your money grows over time with different compounding frequencies.
Financial Disclaimer
This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.
Inputs
Results
Future Value
$20,096.61
How to Use This Calculator
- Enter the present value (principal) — the amount you are investing or saving today.
- Set the annual interest rate for your investment or savings account.
- Enter the number of years you will hold the investment.
- Select compounding frequency — more frequent compounding (daily or monthly) yields slightly more than annual.
- Review the future value, total interest earned, and effective annual rate (APY).
Formula
FV = PV × (1 + r/n)^(n×t)Related Calculators
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