Target Date Fund Analyzer

Analyze glide path, projected balance, fee impact, and retirement income for target date funds.

Financial Disclaimer

This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.

Inputs

Current age

Retirement age

Fund expense ratio (%)

Current balance ($)

Monthly contribution ($)

Tab to move between fields

Results

Projected balance at retirement ($)

$1,459,978

Current stock allocation (%)78%

Fee cost vs DIY ($)$40,056

Annual retirement income ($)$58,399

Monthly retirement income ($)$4,867

Effective net return (%)8.5%

How to Use This Calculator

Enter your current age and target retirement age to define the fund's glide path timeline.
Input the fund's expense ratio percentage (check the fund prospectus or a site like Morningstar).
Set your current balance and planned monthly contribution.
Review Projected Balance and Annual/Monthly Retirement Income to see if the fund will fund your retirement.
Check Fee Cost vs DIY to compare the target-date fund's all-in cost against building your own allocation with cheaper index funds.

Ad Placeholder