Severance Package Analyzer Calculator

Severance adequacy from tenure, position, and market.

Legal Disclaimer

This calculator provides general estimates only and does not constitute legal advice. Laws, regulations, and court procedures vary significantly by jurisdiction. Consult a licensed attorney in your area for advice specific to your situation.

Inputs

Annual salary ($)

Years of service

Offered severance weeks

COBRA months offered

Monthly COBRA cost ($)

Unvested equity value ($)

Outplacement included? (0/1)

Role level (0-3)

Tab to move between fields

Results

Adequacy score (0-100)

Total offered value ($)$13,338.46

Benchmark total ($)$21,817.31

Negotiation gap ($)$8,478.85

Severance pay ($)$11,538.46

COBRA benefit value ($)$1,800.00

Net offer value ($)-$5,411.54

Recommended counter ($)$21,817.31

How to Use This Calculator

Enter Annual Salary and Years of Service.
Set Offered Severance Weeks — industry standard is 1–2 weeks per year of service.
Enter COBRA Months Offered and Monthly COBRA Cost.
Set Unvested Equity Value and indicate if Outplacement is included.
Select Role Level — executives typically receive more generous severance than individual contributors.
Review Total Package Value and compare against the market standard for your industry and tenure.

What each input means

Annual salary ($): Your annual base salary.
Years of service: Total years employed with this company.
Offered severance weeks: Number of weeks of pay offered in the severance package.
COBRA months offered: Months of employer-paid COBRA health insurance continuation.
Monthly COBRA cost ($): Monthly cost of COBRA health insurance.
Unvested equity value ($): Value of stock/options you would forfeit by leaving.
Outplacement included? (0/1): Whether outplacement career services are included.
Role level (0-3): 0=Individual contributor, 1=Manager, 2=Director, 3=VP/C-suite.

What each result means

Adequacy score (0-100): How the offer compares to industry benchmarks for your tenure and role.
Total offered value ($): Cash severance + COBRA + outplacement services.
Benchmark total ($): Industry-standard severance for your tenure and role level.
Negotiation gap ($): Difference between benchmark and offer — room to negotiate.
Severance pay ($): Cash value of offered severance weeks.
COBRA benefit value ($): Value of employer-paid COBRA continuation.
Net offer value ($): Offered value minus estimated value of claims you release.
Recommended counter ($): Suggested counteroffer based on benchmarks and equity.

How this is calculated

Worked example, using the default values

Identify Input Parameters
4 parameters
Annual salary ($) = 75000, Years of service = 5, Offered severance weeks = 8, COBRA months offered = 3 = 8 input(s) provided
Calculate Adequacy score
Adequacy score = min(100, round(adequacyRatio * 100))
61 = 61
Calculate Total offered value
Total offered value = severancePay + cobraBenefit + outplacementValue
13338.46 = $13,338.46
Calculate Benchmark total
Benchmark total = benchmarkSeverance + benchmarkCobra + 5000
21817.31 = $21,817.31