Unemployment Benefits Calculator

Weekly benefit amount from quarterly wages and state.

Legal Disclaimer

This calculator provides general estimates only and does not constitute legal advice. Laws, regulations, and court procedures vary significantly by jurisdiction. Consult a licensed attorney in your area for advice specific to your situation.

Inputs

Q1 wages ($)

Q2 wages ($)

Q3 wages ($)

Q4 wages ($)

State max weekly benefit ($)

Max benefit weeks

Number of dependents

Tab to move between fields

Results

Weekly benefit amount ($)

$461.54

≈ 8 tanks of gas

Weekly after tax ($)$387.69

Monthly benefit ($)$1,998.46

Total benefits (pre-tax) ($)$12,000.00

Total after tax ($)$10,080.00

Wage replacement rate (%)50

Average weekly wage ($)$923.08

Total base period wages ($)$48,000.00

Two Highest Avg12,000

How to Use This Calculator

Enter Quarterly Wages for Q1–Q4 of the base period (typically the first 4 of the last 5 completed calendar quarters).
Set your State's Maximum Weekly Benefit and Maximum Benefit Weeks.
Enter Number of Dependents — some states pay additional allowances for dependents.
Review Weekly Benefit Amount and Total Benefit Amount.
Check the Replacement Rate — what percentage of your pre-unemployment wages you will receive.
File immediately after job loss — benefits start from the date of filing, not the date of job loss.

What each input means

Q1 wages ($): Gross wages earned in Quarter 1 of base period.
Q2 wages ($): Gross wages earned in Quarter 2 of base period.
Q3 wages ($): Gross wages earned in Quarter 3 of base period.
Q4 wages ($): Gross wages earned in Quarter 4 of base period.
State max weekly benefit ($): Your state's maximum weekly benefit amount (varies by state).
Max benefit weeks: Maximum weeks of benefits in your state (typically 20-26).
Number of dependents: Some states provide additional allowance per dependent.

What each result means

Weekly benefit amount ($): Estimated weekly unemployment insurance benefit.
Weekly after tax ($): Weekly benefit after estimated federal and state income tax.
Monthly benefit ($): Approximate monthly equivalent (weekly x 4.33).
Total benefits (pre-tax) ($): Total benefits over the full benefit period.
Total after tax ($): Total benefits after estimated taxes.
Wage replacement rate (%): Weekly benefit as percentage of your average weekly wage.
Average weekly wage ($): Your average weekly wage during the base period.
Total base period wages ($): Sum of all four quarters of wages.

How this is calculated

Worked example, using the default values

Identify Input Parameters
4 parameters
Q1 wages ($) = 12000, Q2 wages ($) = 12000, Q3 wages ($) = 12000, Q4 wages ($) = 12000 = 7 input(s) provided
Calculate Weekly benefit amount
Weekly benefit amount = min(weeklyBenefitRaw, stateMaxWeekly)
461.54 = $461.54
Calculate Weekly after tax
Weekly after tax = weeklyBenefit * (1 - federalTaxRate - stateTaxRate)
387.69 = $387.69
Calculate Monthly benefit
Monthly benefit = weeklyBenefit * 4.33
1998.46 = $1,998.46