College Student Budget Calculator

Build a monthly budget accounting for tuition, housing, meal plan, income, and financial aid.

Monthly income ($)

Tuition per semester ($)

Housing/month ($)

Food/month ($)

Financial aid/month ($)

Tab to move between fields

Monthly surplus/deficit ($)

-$300

Total monthly expenses ($)$1,900

Needs budget ($)$880

Wants budget ($)$480

Savings budget ($)$240

Extra work hours needed/mo25

Annual Surplus-3,600

Semester Cost Total$9,500

How to Use This Calculator

Enter your monthly net income from all sources (part-time job, grants, parental support).
Input monthly fixed costs: rent, tuition installment, utilities, phone.
Set variable expense estimates: groceries, transportation, entertainment, personal care.
Review the net monthly surplus or deficit and percentage allocated to each category.
Adjust discretionary spending categories until you achieve a positive monthly balance.

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