Disability Income Budget Calculator

Budget for SSDI recipients with medical expenses, SGA limit checking, and ABLE account planning.

SSDI benefit/month ($)

Other benefits/month ($)

Medical expenses/month ($)

Housing/month ($)

Supplemental work income ($)

Tab to move between fields

Total monthly income ($)

$1,700

Essential expenses ($)$1,946

Monthly surplus/deficit ($)-$246

Medical expense ratio (%)24%

Exceeds SGA limit (0/1)0

ABLE contribution capacity ($)$0

How to Use This Calculator

Enter all monthly income sources: SSDI, SSI, pension, part-time wages, and investment income.
Input monthly fixed expenses: rent, insurance premiums, medical co-pays, utilities.
Set variable expenses: groceries, transportation, personal care, medications.
Review the net monthly balance and flag any expense categories exceeding 30% of income.
Identify benefit cliff risks if earned income increases above SSDI or SSI thresholds.

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