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Calcimator

Divorce Recovery Budget Calculator

Rebuild finances post-divorce with income changes, legal fees, transition costs, and emergency fund timeline.

Inputs

Results

Total monthly income ($)

$4,800

Needs budget ($)$2,880
After housing & legal ($)$3,183
Legal fee payment/mo ($)$417
One-time transition costs ($)$4,800
Months to emergency fund27
Wants Budget$960
Monthly Surplus1,743
Housing Ratio25%
How to Use This Calculator
  1. Enter your new single household monthly income after the divorce.
  2. Input updated fixed costs: new rent or mortgage payment, COBRA or new insurance, child support payments.
  3. Set variable expenses for a single-person or single-parent household.
  4. Review the revised surplus or deficit and identify the largest spending changes from the prior household.
  5. Build an emergency fund goal equal to 3-6 months of the new monthly expenses.
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