Military Family Budget Calculator

Budget with base pay, BAH, BAS allowances, TSP contributions, and tax-free income benefits.

Base pay/month ($)

BAH allowance/month ($)

BAS allowance/month ($)

Number of dependents

TSP contribution (%)

Tab to move between fields

Total monthly pay ($)

$5,700

Take-home pay ($)$5,105

Tax-free income ($)$2,200

TSP contribution ($)$175

Housing budget ($)$1,800

Discretionary budget ($)$1,839

How to Use This Calculator

Enter base pay, Basic Allowance for Housing (BAH), and Basic Allowance for Subsistence (BAS).
Input monthly fixed expenses adjusted for on-base vs. off-base housing.
Set variable expenses including TRICARE cost-sharing, commissary spending, and childcare.
Review the monthly surplus and set savings targets for deployment periods.
Account for deployment pay differentials and combat zone tax exclusions when applicable.

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