Marine Cargo Insurance Calculator

Premium from cargo value, freight, and coverage type.

Legal Disclaimer

This calculator provides general estimates only and does not constitute legal advice. Laws, regulations, and court procedures vary significantly by jurisdiction. Consult a licensed attorney in your area for advice specific to your situation.

Inputs

Cargo Value ($)

Freight Cost ($)

Coverage (1-3)

Value Markup (%)

War Risk Premium (%)

Tab to move between fields

Results

Total Premium ($)

$288.75

Base Premium ($)$288.75

War Risk Premium ($)$0

Insured Value ($)$115,500

CIF Value ($)$105,000

Effective Rate (%)0.29

Estimated Deductible ($)$2,310

How to Use This Calculator

Enter Cargo Value and Freight Cost — most policies cover CIF + 10% markup.
Select Coverage Type: ICC-A (all risk), ICC-B (named perils), or ICC-C (limited named perils).
Set Value Markup % — standard 10% above CIF protects against profit loss.
Enter War Risk Premium % if shipping through conflict zones.
Review Total Premium and coverage structure.
ICC-A (all risk) is recommended for most commercial shipments — the additional premium is modest relative to coverage.

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