Dental Equipment ROI Calculator

Major dental equipment purchases -- CBCT units, intraoral scanners, lasers -- are typically financed rather than paid in cash, so evaluating one as an investment means weighing the monthly loan payment plus ongoing maintenance against the additional revenue the equipment is expected to generate. This calculator amortizes the equipment cost over the entered financing term at the entered rate using a standard loan-amortization formula (the same math behind a mortgage or auto loan payment), then compares that monthly payment plus maintenance against the monthly revenue estimated from the number of additional or upgraded procedures the equipment is expected to enable multiplied by their average revenue. First Year Net Income subtracts one-time training and continuing-education costs on top of the ongoing payment and maintenance, since most practices incur that cost primarily in year one, while Ongoing Annual Net Income reflects the steady-state economics in later years once training is a sunk cost.

Breakeven Months is the point at which cumulative net monthly income (revenue minus the financing payment and maintenance) covers the one-time Training Cost outright -- not the equipment cost itself, which is already being retired through the monthly financing payment folded into that net income figure, so counting it again in breakeven would double-count it. This only has a defined answer when monthly net income is positive -- if the estimated monthly revenue does not exceed the monthly payment and maintenance cost, breakeven is reported as 0 rather than a negative or infinite figure, since the equipment does not pay for itself under those assumed numbers. The Additional Procedures per Month and Average Revenue per Procedure inputs are the two figures a practice controls least precisely and should be treated as the estimate's most sensitive assumptions -- small changes to either move the projected ROI substantially.