Structured Settlement Calculator
Calculate the present value and total payments of a structured settlement.
Legal Disclaimer
This calculator provides general estimates only and does not constitute legal advice. Laws, regulations, and court procedures vary significantly by jurisdiction. Consult a licensed attorney in your area for advice specific to your situation.
Inputs
$
%
$
years
%
%
Results
Total Amount Received
$828,921.09
Present Value
$582,749.51
Upfront Payment$100,000
Total Periodic Payments$728,921.09
Additional Value Over Lump Sum$328,921.09
Structured Portion400,000
How to Use This Calculator
- Enter Lump Sum Settlement Amount as the total cash value being offered.
- Set Structured Payment Amount — the periodic payment amount.
- Enter Payment Frequency and Duration Years.
- Set Discount Rate % for present value comparison.
- Review Present Value of structured payments vs. the lump sum to evaluate the offer.
- Structured settlements offer tax-free income streams but sacrifice flexibility — consider future cash needs.
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