Condo Insurance Calculator

Calculate HO-6 condo insurance coverage needs based on your master policy type, personal property, and loss assessment exposure.

Financial Disclaimer

This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.

Inputs

Condo Unit Value

Personal Property Value

Master Policy Type

Liability Coverage

Deductible

Loss Assessment Coverage

Tab to move between fields

Results

Monthly Premium

$34.69

Annual Premium$416.25

Interior/Walls-In Coverage$120,000

Personal Property Coverage$40,000

Loss Assessment Coverage$25,000

Loss of Use Coverage$48,000

Total Coverage$185,000

How to Use This Calculator

Enter the estimated replacement cost of your personal belongings.
Input your desired liability limit.
Set the condo association's master policy type (bare walls-in, single entity, or all-in).
Review the recommended HO-6 coverage amount for your unit improvements and contents.
Ensure your coverage fills the gap between the master policy and your unit's value.

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