RV Annual Ownership Cost Calculator
Calculate the true annual cost of RV ownership including loan payments, insurance, storage, maintenance, and depreciation.
Inputs
$
years
%
$
$
$
Results
Total Annual Cost
$8,563
Cost Per Night (30 nights/yr)
$285.43
Monthly Loan Payment$388.57
Annual Loan Payments$4,663
Annual Depreciation$3,500
5-Year Total Cost$60,314
How to Use This Calculator
- Enter the purchase price ($), loan term (years), and interest rate (APR %).
- Set annual insurance ($), monthly storage cost ($), and annual maintenance budget ($).
- Enter annual fuel cost estimate (use the RV Fuel Cost calculator for accuracy).
- Review total annual ownership cost, cost per night at your target nights camped, and 5-year cost.
- Compare cost per night to equivalent hotel or vacation rental rates to assess ownership value.
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