Medicare Part D Plan Comparison Calculator
Drug plan cost from medication list and dosages.
Inputs
%
Results
Total Annual Cost
$1,579
Annual Premiums (incl. IRMAA)$420
Annual Out-of-Pocket$1,159
Deductible Paid$545
Plan Coverage Ratio61.4%
Cost per Med per Month$26.31
Net Savings vs. Retail$1,421
How to Use This Calculator
- Enter monthly plan premium ($) and annual drug costs ($) for each plan being compared.
- Set brand-name drug percentage and number of medications.
- Enter IRMAA surcharge tier if income exceeds Medicare thresholds.
- Review total annual cost including premiums, out-of-pocket costs, and IRMAA surcharges.
- Compare plans during Open Enrollment (Oct 15 - Dec 7) each year -- best plan changes as formularies change.
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