Retirement Community Comparison Calculator

Total cost comparison across CCRC entry models.

Type A Entrance Fee ($)

Type A Monthly Fee ($)

Type B Entrance Fee ($)

Type B Monthly Fee ($)

Type B Care Cost Increase (%)

Type C Entrance Fee ($)

Type C Monthly Fee ($)

Market Care Rate ($/mo)

Expected Years of Stay

Years Needing Higher Care

Annual Fee Inflation (%)

Entrance Fee Refund (%)

Tab to move between fields

Type A Net Cost (Life Care)

$667,719

Type B Net Cost (Modified)$593,466

Type C Net Cost (Fee-for-Service)$637,773

Type A Monthly Equivalent$5,564

Type B Monthly Equivalent$4,946

Type C Monthly Equivalent$5,315

Potential Savings (Best vs Worst)$74,253

Independent Years7

How to Use This Calculator

Enter Type A (Life Care) entrance fee ($) and monthly fee ($).
Enter Type B (Modified) entrance fee ($), monthly fee ($), and care cost increase (%).
Enter Type C (Fee-for-Service) equivalent costs and analysis period (years).
Review net cost, monthly equivalent cost, and NPV for each contract type.
Type A has the highest upfront cost but the lowest total cost if significant care is eventually needed.

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