Crop Hail Insurance Calculator

Estimate crop-hail insurance premiums from acreage, expected yield, coverage price, and county rate.

Insured acres

Expected yield (bu/acre)

Coverage price ($/bu)

Rate per $100 liability

Coverage level (%)

Deductible (%)

Tab to move between fields

Annual premium ($)

$9,504.00

Total liability ($)$158,400.00

Covered liability ($)$158,400.00

Premium per acre ($)$59.40

Cost per bushel ($)$0.33

How to Use This Calculator

Enter your crop type, insured acreage, and expected yield per acre.
Input the price per bushel or price per ton to establish the insured value.
Set your desired coverage level as a percentage of crop value.
Review the Annual Premium Cost and the Coverage Amount per acre.
Compare the Premium-to-Liability Ratio against historical hail loss data for your region.

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