Equipment Breakdown Insurance Calculator

Estimate equipment breakdown (boiler & machinery) insurance premiums from equipment value, type, age, and deductible.

Total equipment value ($)

Equipment type (0-3)

Average equipment age (years)

Deductible ($)

Maintenance program (0/1)

Business interruption limit ($)

Tab to move between fields

Total annual premium ($)

$506.25

Equipment premium ($)$506.25

Business interruption premium ($)$0

Monthly premium ($)$42.19

Rate per $1,000 value2.03

How to Use This Calculator

Enter the total replacement value of covered equipment (HVAC, boilers, electrical systems).
Set the age of the oldest piece of equipment in years.
Input your industry type to load the appropriate risk class.
Review the Estimated Annual Premium and the Coverage Limit.
Use the Payback Period output to compare the premium against the cost of an uninsured breakdown event.

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