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Calcimator

Fine Art Insurance Calculator

Estimate fine art and valuable articles insurance premiums from collection value, location, and transit needs.

Inputs

Results

Total annual premium ($)

$128.25

Base premium ($)$128.25
Transit coverage ($)$0
Monthly premium ($)$10.69
Avg. value per piece ($)$20,000
Rate per $1,000 value1.28
How to Use This Calculator
  1. Enter the appraised value of each artwork or collection.
  2. Select the storage type: home, gallery, vault, or traveling exhibition.
  3. Input the security system rating (alarm, monitoring, guards).
  4. Review the Estimated Annual Premium and the Agreed Value vs Actual Cash Value recommendation.
  5. Use the Premium per $1,000 of Value output to compare rates across multiple insurers.
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