Pet Insurance Calculator

Estimate pet insurance premiums and expected value from pet type, age, breed size, deductible, and coverage level.

Pet type (0/1)

Pet age (years)

Breed size (0-3)

Annual coverage limit ($)

Annual deductible ($)

Reimbursement (%)

Wellness add-on (0/1)

Tab to move between fields

Monthly premium ($)

$50.03

Annual premium ($)$600.38

Wellness add-on ($/mo)$0

Est. annual vet costs ($)$740

Expected reimbursement ($)$192

Net benefit / (cost) ($)-$408.38

How to Use This Calculator

Enter your pet's species, breed, age, and whether the pet is spayed or neutered.
Select the coverage tier: accident-only, accident and illness, or comprehensive.
Set the annual deductible amount and reimbursement percentage.
Review the Estimated Monthly Premium and the Annual Maximum Benefit.
Use the Break-Even Vet Bill output to determine at what claim level the policy pays for itself.

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