Title Insurance Calculator

Estimate title insurance premiums for owner's and lender's policies from purchase price and loan amount.

Purchase price ($)

Loan amount ($)

Owner's policy (0/1)

Lender's policy (0/1)

Title search fee ($)

Settlement / closing fee ($)

Tab to move between fields

Total title premiums ($)

$2,531

Owner's policy premium ($)$1,700

Lender's policy premium ($)$831

Title search fee ($)$300

Total title closing costs ($)$3,281

% of purchase price0.94%

How to Use This Calculator

Enter the property purchase price or appraised value.
Select the policy type: owner's policy, lender's policy, or both.
Input the state, as title insurance rates are state-regulated and vary significantly.
Review the Owner's Policy Premium, Lender's Policy Premium, and Total Title Cost.
Note the one-time nature of the premium since title insurance covers the life of ownership.

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