Termite Bond Cost Calculator

Analyze termite bond (warranty) cost vs. self-insuring risk — compare annual bond fees against expected damage costs and break-even timeline.

Home size (ft²)

Home value ($K)

Annual bond renewal ($)

Initial treatment cost ($)

Analysis period (years)

Bond type (0=Retreatment, 1=Retreatment+Repair)

Tab to move between fields

Total bond cost over period ($)

$3,700

Bond value / savings ($)

-$790

Infestation probability (%)14.03

Expected damage cost ($)$750

Self-insure total cost ($)$2,910

Break-even (years)99

Bond as % of home value0.08

Repair coverage value ($)$750

How to Use This Calculator

Enter the structure square footage and construction type (slab, crawl, basement).
Set the warranty type: retreatment-only or damage repair and retreatment.
Input the initial treatment cost and the annual renewal premium.
Review the Annual Cost, 5-Year Cost, and the Coverage Limit for repair claims.
Compare bond cost against the average termite repair claim amount to evaluate value.

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