Financial Ratio Dashboard
Calculate key liquidity, profitability, and leverage ratios from financial statements.
About this calculator
This calculator computes eight standard liquidity, profitability, and leverage ratios, and each one -- except Quick Ratio -- is a simple two-input ratio, so only two of the eight balance-sheet inputs ever move any given output; the other six leave it completely unchanged. Current Ratio is current assets divided by current liabilities (line 14); Net Profit Margin, Return on Assets, and Return on Equity each divide net income by a different denominator -- revenue, total assets, and total equity respectively (line 18-20); Debt-to- Equity, Debt Ratio, and Equity Multiplier are similar two-input ratios built from total debt, total equity, and total assets (line 23-25). Quick Ratio is the one exception: it subtracts inventory from current assets before dividing by current liabilities (line 15), so current assets moves it more than current liabilities does, since raising current assets both shrinks that subtraction's relative weight and raises the ratio directly, while inventory has a smaller, opposite-signed effect.
For every other ratio here, the two inputs it depends on move it by an equal, opposite-signed share for an equal percentage change -- neither numerator nor denominator structurally outweighs the other. This calculator computes each ratio from a single period's balance-sheet and income-statement figures; it doesn't compute trends over time or compare your ratios against industry benchmarks.
Tax Disclaimer
This calculator provides estimates based on general tax rules and may not reflect your specific situation. Tax laws vary by jurisdiction and change frequently. Consult a qualified tax professional or CPA for advice tailored to your circumstances.
Inputs
Results
Current Ratio
1.67
How to Use This Calculator
- Enter current assets, current liabilities, and inventory from the balance sheet.
- Input total debt, total equity, annual revenue, and net income.
- Enter total assets to complete the balance sheet inputs used for ROA and the equity multiplier.
- Review the liquidity ratios (current, quick), leverage ratios (debt-to-equity, debt ratio, equity multiplier), and profitability ratios (net profit margin, ROA, ROE).
- Compare results against industry benchmarks to identify areas for improvement.
How the result changes with Current Assets
| Current Assets | Current Ratio |
|---|---|
| $250,000.00 | 0.83 |
| $375,000.00 | 1.25 |
| $750,000.00 | 2.5 |
| $1,250,000.00 | 4.17 |
What each input means
- Current Assets
- Total current assets (cash, AR, inventory, etc.).
- Current Liabilities
- Total current liabilities (AP, short-term debt, etc.).
- Inventory
- Total inventory value.
- Total Debt
- Total short-term and long-term debt.
- Total Equity
- Total shareholders' equity.
- Net Income
- Net income for the period.
- Revenue
- Total revenue for the period.
- Total Assets
- Total assets on the balance sheet.
How this is calculated
Worked example, using the default values
- Identify Input Parameters4 parametersCurrent Assets = 500000, Current Liabilities = 300000, Inventory = 100000, Total Debt = 400000 = 8 input(s) provided
- Calculate Current RatioCurrent Ratio1.67 = 1.67
- Calculate Quick RatioQuick Ratio1.33 = 1.33
- Calculate Net Profit MarginNet Profit Margin6 = 6
Engine last updated . Checked against 1 independently-derived test — how we verify calculators. Built by Paul Gunder, a software engineer, not a licensed financial, medical, or legal professional.
Frequently Asked Questions
Why does inventory matter less than current assets or liabilities for Quick Ratio?
Quick Ratio is (currentAssets - inventory) / currentLiabilities (line 15). Inventory only reduces the numerator by its own amount, a comparatively small piece of current assets at the default figures, while current assets and current liabilities each directly scale the whole ratio -- which is why Quick Ratio (the "acid-test" ratio) excludes inventory in the first place, as a stricter measure of near-immediate liquidity.
Does my revenue figure affect my Return on Assets or Return on Equity?
No. Return on Assets is net income divided by total assets, and Return on Equity is net income divided by total equity (line 19-20) -- neither formula references revenue at all. Revenue only enters Net Profit Margin (net income divided by revenue, line 18), a separate profitability ratio measuring how much of each sales dollar becomes profit.
Do total debt and total equity affect Debt-to-Equity Ratio equally?
Yes, in opposite directions. Debt-to-Equity Ratio is totalDebt / totalEquity (line 23), a pure ratio of the two, so pushing total debt up by some percentage moves the ratio about as far as pushing total equity up by that same percentage moves it back down -- neither balance-sheet figure outweighs the other in this particular calculation.
Why do current assets and current liabilities not affect my leverage ratios?
Because each ratio on this dashboard is computed independently from its own pair of inputs. Debt-to-Equity, Debt Ratio, and Equity Multiplier are all built from total debt, total equity, and total assets alone (line 23-25) -- current assets, current liabilities, and inventory only feed the two liquidity ratios (Current Ratio and Quick Ratio) and have no effect anywhere else on the dashboard.
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