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Calcimator

Marriage Tax Calculator

Calculate whether you'll face a marriage penalty or receive a marriage bonus based on your combined incomes. Uses 2024 US federal tax brackets.

Result

Marriage Penalty

Amount

$0.00

Inputs

$
$

Comparison

Combined Tax (Filing as Singles)

$23,106.00

Tax (Married Filing Jointly)

$23,106.00

Effective Rate (Singles)

15.4%

Effective Rate (Married)

15.4%

Tax Comparison

How to Use This Calculator
  1. Enter Spouse 1's annual income in the first field.
  2. Enter Spouse 2's annual income to calculate combined household income.
  3. Review the combined tax if filing as two single filers versus married filing jointly.
  4. The marriage bonus or penalty shows whether you save or owe more taxes by being married.
  5. Use the effective rates to understand the overall tax impact of your filing choice.
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Formula

Marriage Penalty/Bonus = Tax (Married Filing Jointly) - Combined Tax (Both Filing Single). A positive result is a penalty; negative is a bonus.

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