Marriage Settlement Calculator

The Marriage Settlement Calculator models the simplest possible divorce-asset split: a flat 50/50 division of Net Marital Worth (Total Marital Assets minus Total Marital Debts), plus a matching 50/50 breakdown of Retirement Accounts, Real Estate Equity, Vehicle Value, and Debt individually. This 50/50 approach mirrors the default rule in community-property states (a minority of states, including California, Texas, and Arizona), where marital property is generally split evenly by statute. It is not how most states work: the majority of U.S. states are equitable-distribution states, where courts divide property based on fairness factors -- length of marriage, each spouse's income and contributions, and economic circumstances -- and "equitable" frequently does not mean equal; splits of 60/40 or further from even are common. Raising Total Marital Assets raises each spouse's share, while raising Total Marital Debts lowers it, since Net Marital Worth is assets minus debts before the 50/50 split is applied.

Notably, the four detailed breakdown inputs -- Retirement Accounts, Real Estate Equity, Vehicle Value, Other Assets -- do not feed into Total Marital Assets or the overall Spouse Share figures; they're independent per-category breakdowns you enter separately, so changing Vehicle Value alone changes only the Vehicle Each output, not Spouse 1 Share or Spouse 2 Share. Retirement Accounts above $0 also triggers an Estimated QDRO Cost, a flat fee representing the court order needed to split a retirement account. What this does not account for: separate (non-marital) property brought into the marriage, prenuptial agreement terms, or state-specific equitable-distribution factors -- this is a structural illustration of an even split, not a legal prediction for your jurisdiction.