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Calcimator

Marriage Settlement Calculator

Calculate asset and debt division for marital settlement agreements.

Inputs

$
$
$
$
$
$

Results

Spouse 1 Share (50%)

$250,000.00

≈ 6 Teslas

Spouse 2 Share (50%)

$250,000.00

≈ 6 Teslas

Net Marital Worth$500,000.00
Retirement Per Spouse$100,000.00
Real Estate Per Spouse$150,000.00
Debt Per Spouse$125,000.00
QDRO Cost (if needed)$2,500.00
Vehicle Each20,000
How to Use This Calculator
  1. Enter Total Marital Assets and Total Marital Debts.
  2. Set Retirement Accounts, Real Estate Equity, Vehicle Value, and Other Assets.
  3. Review Spouse 1 Share and Spouse 2 Share — most states default to equitable (50/50) distribution.
  4. Note that 'equitable' does not always mean equal — courts consider contributions, length of marriage, and economic circumstances.
  5. Work with a financial neutral or CDFA (Certified Divorce Financial Analyst) for complex asset division.
  6. QDROs are required to split retirement accounts — budget $500–$2,000 for QDRO preparation.

How the result changes with Total Marital Assets

Total Marital AssetsSpouse 1 Share (50%)Spouse 2 Share (50%)
$5,000,000.00$2,375,000.00$2,375,000.00
$17,500,000.00$8,625,000.00$8,625,000.00
$32,500,000.00$16,125,000.00$16,125,000.00
$45,000,000.00$22,375,000.00$22,375,000.00

What each input means

Total Marital Assets
Total value of all marital assets combined.
Total Marital Debts
Total marital debts including mortgage, loans.
Retirement Accounts
Total value of 401k, IRA, pension accounts.
Real Estate Equity
Equity in marital real property.
Vehicle Value
Total value of marital vehicles.
Other Assets
Investments, personal property, other assets.

How this is calculated

Worked example, using the default values

  1. Identify Input Parameters
    4 parameters
    Total Marital Assets = 750000, Total Marital Debts = 250000, Retirement Accounts = 200000, Real Estate Equity = 300000 = 6 input(s) provided
  2. Calculate Spouse 1 Share
    Spouse 1 Share
    250000 = $250,000
  3. Calculate Spouse 2 Share
    Spouse 2 Share
    250000 = $250,000
  4. Calculate Net Marital Worth
    Net Marital Worth
    500000 = $500,000
  5. Calculate Retirement Per Spouse
    Retirement Per Spouse
    100000 = $100,000

Engine last updated .

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