Annual Budget Review Calculator
YoY category trend index.
Inputs
%
Results
Trend index
1.54
Income change (%)7.69%
Spending change (%)8%
Real spending change (%)5%
Lifestyle inflation (%)5%
This year savings rate (%)17.14%
Last year savings rate (%)15.38%
Savings rate change (pp)1.76
Spending-to-income ratio (%)77.14%
How to Use This Calculator
- Enter Last year, This year, and Last year.
- Set This year, Last year saved ($), and This year saved ($).
- Adjust Inflation rate (%) as needed.
- Review the Trend index result.
- Use Income change (%) (%) and Spending change (%) (%) to inform your decision.
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