Financial Health Score Calculator

Composite score from fund, debt, savings, insurance.

Monthly gross income ($)

Monthly expenses ($)

Emergency fund balance ($)

Monthly debt payments ($)

Monthly savings ($)

Adequate insurance? (0=No, 1=Yes)

Tab to move between fields

Financial health score (0–100)

Grade (5=A+ to 0=F)4

Emergency fund score (0–25)17.5

Emergency months covered3.8

Debt score (0–25)23.3

Debt-to-income ratio (%)13.3%

Savings score (0–25)20

Savings rate (%)15%

Insurance score (0–25)25

How to Use This Calculator

Enter Monthly gross income ($), Monthly expenses ($), and Emergency fund balance ($).
Set Monthly debt payments ($), Monthly savings ($), and Adequate insurance? (0=No, 1=Yes).
Review the Financial health score (0–100) result.
Use Grade (5=A+ to 0=F) and Emergency fund score (0–25) to inform your decision.

Ad Placeholder