Minimum Viable Budget Calculator
Calculate your bare-minimum survival budget — the absolute floor of what you need to cover essentials each month.
Inputs
$
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$
Results
Total Minimum Budget
$2,100
Required Hourly Wage (40hr/wk)
$12.12
Required Annual Income$25,200
Survival Runway2.4 months
Monthly Deficit (no income)$0
How to Use This Calculator
- Enter Rent / Housing, Minimum Utilities, and Minimum Food.
- Set Minimum Transport, Minimum Insurance, and Minimum Debt Payments.
- Adjust Minimum Healthcare, Current Savings as needed.
- Review Total Minimum Budget ($) and Required Hourly Wage (40hr/wk) ($).
- Use Required Annual Income ($) and Survival Runway (months) to inform your decision.
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