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Calcimator

Liability Coverage Calculator

Determine your recommended auto liability limits based on your net worth, assets, and income exposure.

Inputs

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Results

Recommended BI per Person

$450,000.00

Recommended BI per Accident$900,000.00
Recommended Property Damage$100,000.00
Total Asset Exposure$550,000.00
Current Coverage Gap$400,000.00
Est. Annual Premium Increase$640.00
How to Use This Calculator
  1. Enter your Net Worth including Home Equity and Savings & Investments.
  2. Input your Annual Income to factor in wage-garnishment risk.
  3. Set the Number of Vehicles insured on the policy.
  4. Enter your Current Bodily Injury (BI) Limit per person to see if it's adequate.
  5. Review the Recommended BI per Person, BI per Accident, and Property Damage limits based on your assets.
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