Skip to main content
Calcimator

Rideshare Insurance Calculator

Calculate the coverage gaps and supplemental insurance costs for Uber, Lyft, and other rideshare drivers.

Inputs

$
hours
$
$

Results

Rideshare Endorsement (Monthly)

$30

Endorsement Annual Cost$360
Total Annual (Personal + Endorsement)$2,160
Full Commercial Policy$3,000
Period 1 Gap Exposure$75,000
Insurance Cost per Trip$1.66
Annual Rideshare Hours1,040 hours
Period1Hours416
Period2and3Hours624
Monthly Gap Cost$37.5
Recommended Option2
How to Use This Calculator
  1. Enter your Personal Auto Premium (annual) for your existing policy.
  2. Set Weekly Rideshare Hours and average Trips per Week to establish usage.
  3. Enter the Vehicle Value and your Personal Policy Deductible.
  4. Review the Rideshare Endorsement Monthly cost vs. the Full Commercial Policy alternative.
  5. Compare total annual costs to decide whether an endorsement or dedicated rideshare policy makes more financial sense.
Ad Placeholder

Related Calculators

Ad Placeholder