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Calcimator

Car Lease Calculator

Calculate your monthly car lease payment, total lease cost, depreciation, and finance charges. Compare lease terms and money factors.

Inputs

$
$
%
months
%

Results

Monthly Payment

$516.05

Total Lease Cost$21,577.88
Depreciation$12,750
Finance Charges$4,612.5

Monthly Payment

$516.05

How to Use This Calculator
  1. Start by filling in the input fields below. Results update instantly as you type, so you can experiment with different values to see how they affect the outcome.
  2. Vehicle Price (MSRP) — enter a dollar amount. Accepts values from $5,000 to $500,000 (default: $35,000).
  3. Down Payment — Upfront payment amount. Accepts values from $0 to $100,000 (default: $3,000).
  4. Residual Value — Percentage of MSRP at lease end. Higher = lower payment. Accepts values from 10 % to 90 % (default: 55 %).
  5. Money Factor — Multiply by 2,400 for equivalent APR (0.0025 ≈ 6% APR). Accepts values from 0 to 0.01 (default: 0.0025).
  6. Lease Term — enter a number in months. Accepts values from 12 months to 60 months (default: 36 months).
  7. Sales Tax Rate — enter a percentage value. Accepts values from 0 % to 15 % (default: 7 %).
  8. Once all inputs are set, review your results in the Results panel. Here's what each output means:
  9. Monthly Payment — shown as a dollar amount. This is the primary result of this calculator.
  10. Total Lease Cost — shown as a dollar amount.
  11. Depreciation — shown as a dollar amount.
  12. Finance Charges — shown as a dollar amount.
  13. View the Lease Cost Breakdown below for a visual breakdown of how the numbers relate to each other.
  14. Explore the related calculators below if you need deeper analysis or want to approach this topic from a different angle.
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