Car Loan Calculator
Calculate monthly car payments including down payment, trade-in, sales tax, and total interest over the loan term.
Inputs
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Results
Monthly Payment
$634.92
Loan Amount$32,450.00
Total Paid$38,095.29
Total Interest$5,645.29
Sales Tax$2,450.00
How to Use This Calculator
- Enter the Vehicle Price for the car you are buying.
- Set your Down Payment and any Trade-In Value to reduce the loan amount.
- Enter the Interest Rate (APR) provided by your lender.
- Choose the Loan Term (24–84 months) — shorter terms mean higher payments but less interest.
- Enter your local Sales Tax Rate so the full loan amount is accurate.
- Review the Monthly Payment and Total Interest outputs, and use the amortization chart to see principal vs. interest over time.
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