Childcare Budget Planner

Calculate total childcare costs including daycare, activities, and supplies. See what percentage of income goes to childcare.

Financial Disclaimer

This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.

Inputs

Daycare / Preschool Monthly

After School Care

Babysitting / Nanny

Activities & Classes

Supplies & Gear

Number of Children

Youngest Child's Age

Gross Monthly Income

Tab to move between fields

Results

Monthly Childcare Cost

$1,700.00

≈ 13 pairs of sneakers

Annual Childcare Cost

$20,400.00

≈ 10 gaming PCs

% of Income21.3%

Cost Per Child / Month$1,700.00

Years Until School Age3

Total Daycare Until School$43,200.00

How to Use This Calculator

Enter monthly daycare and after-school care costs, plus babysitting and weekly activities.
Add monthly supplies, the number of children, and child's current age.
Input your gross monthly household income to see childcare as a percentage of earnings.
Review Monthly Childcare Cost and Cost Per Child to understand the per-child burden.
Use Years Remaining and Total Until School Age to plan savings and budget adjustments as children grow.

How the result changes with Number of Children

Number of Children	Monthly Childcare Cost	Annual Childcare Cost
1.9	$3,230.00	$38,760.00
4.15	$7,055.00	$84,660.00
6.85	$11,645.00	$139,740.00
9.1	$15,470.00	$185,640.00

What each input means

Daycare / Preschool Monthly: Monthly daycare or preschool tuition per child.
After School Care: Monthly after-school program cost per child.
Babysitting / Nanny: Monthly babysitting or nanny expenses per child.
Activities & Classes: Sports, music lessons, tutoring per child.
Supplies & Gear: Diapers, formula, school supplies per child.
Number of Children: Total number of children.
Youngest Child's Age: Age of your youngest child (for school-age projection).
Gross Monthly Income: Household gross monthly income.

How this is calculated

Worked example, using the default values

Identify Input Parameters
4 parameters
Daycare / Preschool Monthly = 1200, After School Care = 200, Babysitting / Nanny = 100, Activities & Classes = 150 = 8 input(s) provided
Calculate Monthly Childcare Cost
Monthly Childcare Cost
1700 = $1,700
Calculate Annual Childcare Cost
Annual Childcare Cost
20400 = $20,400
Calculate % of Income
% of Income
21.3 = 21.3%
Calculate Cost Per Child / Month
Cost Per Child / Month
1700 = $1,700

Engine last updated July 28, 2026. Checked against 1 independently-derived test — how we verify calculators.

The questions that sit next to this one — chosen by subject, including calculators filed under a different category.

Expense Analysis

Entertainment Budget Analyzer

Categorize and total your entertainment spending. See what percentage of income goes to fun and how it compares to recommended limits.

Expense Analysis

Housing Cost Ratio Calculator

Calculate all-in housing costs as a percentage of income and see whether you meet the 30% rule for affordable housing.

Parenting & Family

Childcare Cost Calculator

Estimate the cost of childcare based on type (daycare, nanny, au pair), child age, and hours needed. Compare different options.

Couples Finance

New Baby Budget Impact Calculator

Estimate the monthly and first-year financial impact of having a baby, including childcare, supplies, insurance changes, and potential income reduction from parental leave.

Childcare Business

Childcare Revenue Calculator

Project monthly and annual childcare revenue by age group slots, tuition rates, and enrollment percentage.