Couples Budget Merger
Combine two individual zero-based budgets into a joint household budget with flexible expense splitting.
Inputs
Results
Total Household Income
$7,500.00
≈ 8 smartphones
Person 1 Share
$1,840.00
≈ 14 pairs of sneakers
Person 2 Share
$1,610.00
≈ 12 pairs of sneakers
How to Use This Calculator
- Enter Person 1 Income, Person 2 Income, and Person 1 Personal Spending.
- Set Person 2 Personal Spending, Shared Housing, and Shared Utilities.
- Adjust Shared Food, Shared Transport as needed.
- Review Total Household Income ($), Person 1 Share ($), and Person 2 Share ($).
- Use Total Shared Expenses ($) and Person 1 Remaining ($) to inform your decision.
How the result changes with Person 1 Income
| Person 1 Income | Total Household Income | Person 1 Share | Person 2 Share |
|---|---|---|---|
| $10,000.00 | $13,500.00 | $2,555.56 | $894.44 |
| $35,000.00 | $38,500.00 | $3,136.36 | $313.64 |
| $65,000.00 | $68,500.00 | $3,273.72 | $176.28 |
| $90,000.00 | $93,500.00 | $3,320.86 | $129.14 |
What each input means
- Person 1 Income
- Person 1's monthly take-home pay.
- Person 2 Income
- Person 2's monthly take-home pay.
- Person 1 Personal Spending
- Person 1's individual non-shared spending.
- Person 2 Personal Spending
- Person 2's individual non-shared spending.
- Shared Housing
- Rent or mortgage for shared home.
- Shared Utilities
- Electric, water, internet, etc.
- Shared Food
- Joint grocery and meal budget.
- Shared Transport
- Shared vehicle or transit costs.
- Joint Savings Goal
- Monthly joint savings target.
- Split Method
- How to divide shared expenses.
- Person 1 Custom Split %
- Person 1's share when using custom split.
How this is calculated
Worked example, using the default values
- Identify Input Parameters4 parametersPerson 1 Income = 4000, Person 2 Income = 3500, Person 1 Personal Spending = 300, Person 2 Personal Spending = 250 = 11 input(s) provided
- Calculate Total Household IncomeTotal Household Income7500 = $7,500
- Calculate Person 1 SharePerson 1 Share1840 = $1,840
- Calculate Person 2 SharePerson 2 Share1610 = $1,610
- Calculate Total Shared ExpensesTotal Shared Expenses3450 = $3,450
- Calculate Person 1 RemainingPerson 1 Remaining1860 = $1,860
Engine last updated .
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