Multiple Income Stream Optimizer
Balance time across up to three income sources to maximize earnings. Compare hourly rates and see the optimal allocation of your available hours.
Financial Disclaimer
This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.
Inputs
Results
Total Weekly Net
$1,312.50
≈ 10 pairs of sneakers
Potential Weekly Increase
$375.00
≈ 7 tanks of gas
How to Use This Calculator
- Enter the hourly rate and hours per week for up to three income streams.
- Set your maximum total hours per week to avoid burnout — the calculator will flag over-allocation.
- Input your combined tax rate so net income figures are accurate.
- Review Weighted Average Rate to see which stream delivers the highest return per hour.
- Use Optimal Allocation and Potential Increase to decide how to redistribute your hours for maximum after-tax income.
How the result changes with Stream 1 Hourly Rate
| Stream 1 Hourly Rate | Total Weekly Net | Potential Weekly Increase |
|---|---|---|
| $50.00 | $1,425.00 | $450.00 |
| $175.00 | $4,237.50 | $2,325.00 |
| $325.00 | $7,612.50 | $4,575.00 |
| $450.00 | $10,425.00 | $6,450.00 |
What each input means
- Stream 1 Hourly Rate
- Hourly rate for your primary income source.
- Stream 1 Hours/Week
- Hours per week spent on income stream 1.
- Stream 2 Hourly Rate
- Hourly rate for your second income source.
- Stream 2 Hours/Week
- Hours per week spent on income stream 2.
- Stream 3 Hourly Rate
- Hourly rate for your third income source.
- Stream 3 Hours/Week
- Hours per week spent on income stream 3.
- Max Total Hours/Week
- Maximum total hours you want to work across all streams.
- Tax Rate
- Combined tax rate applied to all income.
How this is calculated
Worked example, using the default values
- Identify Input Parameters4 parametersStream 1 Hourly Rate = 45, Stream 1 Hours/Week = 30, Stream 2 Hourly Rate = 30, Stream 2 Hours/Week = 10 = 8 input(s) provided
- Calculate Total Weekly NetTotal Weekly Net1312.5 = $1,312.5
- Calculate Potential Weekly IncreasePotential Weekly Increase = Math375 = $375
- Calculate Total Weekly GrossTotal Weekly Gross1750 = $1,750
- Calculate Weighted Average RateWeighted Average Rate38.89 = $38.89
Engine last updated . Checked against 1 independently-derived test — how we verify calculators.
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