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Calcimator

Low-E Coating Calculator

Analyze Low-E coating performance including U-factor reduction, SHGC, daylight factor, and seasonal performance by surface position.

About this calculator

This calculator estimates how a Low-E coating changes window performance: U-factor reduction, SHGC, a light-to-solar-gain daylight ratio, and separate winter and summer performance scores tied to the coating's surface position. Coating Emissivity is the only input U-Factor Reduction responds to -- the formula measures the coating's emissivity against an uncoated-glass baseline of 0.84, raised to the one-quarter power, so a lower emissivity produces a larger reduction, while Solar Transmittance and Visible Transmittance play no part in that particular result. SHGC Value comes straight from Solar Transmittance with a small fixed offset added, and the Light-to-Solar Gain Ratio then measures Visible Transmittance against that SHGC Value, so more visible light for the same solar gain lifts the daylight ratio.

Winter Performance and Summer Performance are never the same underlying score, though -- Winter Performance always tracks Coating Emissivity (1 minus emissivity) and Summer Performance always tracks Solar Transmittance (1 minus solar transmittance), and neither one ever responds to the other's driver. What Coating Position changes is which of those two scores gets full 100% weighting versus a reduced 80% weighting: Surface 2, the inner face of the outer pane and the pick for heating climates, gives Winter Performance the full weighting while Summer Performance is held to the reduced 80%; Surface 3, the outer face of the inner pane and the pick for cooling climates, flips that so Summer Performance gets the full weighting and Winter Performance drops to the reduced 80%. These outputs are simplified relative scores meant for comparing coating options against each other, not certified NFRC ratings.

Inputs

Results

U-Factor Reduction

41.26%

SHGC Value

0.44

Light-to-Solar Gain Ratio1.59
Winter Performance90%
Summer Performance48%
How to Use This Calculator
  1. Enter the Coating Emissivity (typical Low-E range: 0.04–0.15), Solar Transmittance, and Visible Transmittance.
  2. Select the Coating Position: Surface 2 (heating climate) or Surface 3 (cooling climate).
  3. Review U-Factor Reduction percentage to quantify the insulation improvement from the Low-E coating.
  4. Check SHGC Value to confirm solar heat control for your climate and orientation.
  5. Use the Light-to-Solar Gain Ratio to balance daylight transmission against solar heat gain.

How the result changes with Coating Emissivity

Coating EmissivityU-Factor ReductionSHGC Value
0.0550.61%0.44
0.0845.34%0.44
0.1534.99%0.44
0.2526.14%0.44

What each input means

Coating Emissivity
Emissivity of the Low-E coating (0.04-0.15 typical; lower = better insulation).
Solar Transmittance
Fraction of solar energy transmitted through the glass (0-1).
Visible Transmittance
Fraction of visible light transmitted (higher = more daylight).
Coating Position
Surface 2 = inner face of outer pane (better for heating). Surface 3 = outer face of inner pane (better for cooling).

How this is calculated

Worked example, using the default values

  1. Identify Input Parameters
    4 parameters
    Coating Emissivity = 0.1, Solar Transmittance = 0.4, Visible Transmittance = 0.7, Coating Position = 1 = 4 input(s) provided
  2. Calculate U-Factor Reduction
    U-Factor Reduction
    41.26 = 41.26
  3. Calculate SHGC Value
    SHGC Value
    0.44 = 0.44
  4. Calculate Light-to-Solar Gain Ratio
    Light-to-Solar Gain Ratio
    1.59 = 1.59
  5. Calculate Winter Performance
    Winter Performance
    90 = 90

Engine last updated . Checked against 1 independently-derived test — how we verify calculators. Built by Paul Gunder, a software engineer, not a licensed financial, medical, or legal professional.

Frequently Asked Questions

Does Solar Transmittance factor into the U-Factor Reduction result?

No -- U-Factor Reduction is calculated purely from Coating Emissivity measured against an uncoated-glass baseline. Solar Transmittance and Visible Transmittance sit outside that formula entirely; they instead drive SHGC Value and the Light-to-Solar Gain Ratio.

Why does a lower Coating Emissivity produce a bigger U-Factor Reduction?

The formula compares your coating's emissivity to an uncoated-glass baseline of 0.84, raises that ratio to the one-quarter power, and subtracts the result from 1 -- so a smaller emissivity number yields a larger reduction, and it's the only input this particular output reacts to.

What's the practical difference between Surface 2 and Surface 3 coating position?

Winter Performance always tracks Coating Emissivity and Summer Performance always tracks Solar Transmittance -- Coating Position doesn't change which input drives which score, only how much weight each score gets. Surface 2 sits on the inner face of the outer pane and is favored in heating climates, giving Winter Performance the full 100% weighting while Summer Performance is held to a reduced 80%. Surface 3 sits on the outer face of the inner pane, favored for cooling climates, and flips that: Summer Performance gets the full weighting and Winter Performance drops to the reduced 80%.

What does a higher Light-to-Solar Gain Ratio tell me?

It measures Visible Transmittance against SHGC Value, so a higher ratio means more usable daylight comes through for a given amount of solar heat gain -- useful when balancing daylighting goals against cooling load for a specific climate and orientation.

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